Tag: Absence

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pplWhat follows is some advice I received from a member of the legal profession – and for free! It happens to be good advice, and I thought that this was the best way I could spread it to as many people as possible.

We already know about keeping photocopies of the important documents that you carry around with you – your driver’s licence, your credit cards and other id cards, and your passport. Copy back and front of the cards, and at least the main information page in your passport. And don’t carry the copies with you!

Instead of signing the back of your credit cards write “PHOTO ID REQUIRED”.

Never have your Bank print the same name as you use to sign your cheques – if you sign with your initials then print your name, or vice versa.

Never write the full account number / card number on the cheque/check when paying a credit card. Just write the last four digits – your Bank already knows the number.

018772-burglarBe aware of the numbers you need to call to report a missing or stolen credit card, and call them immediately you become aware of their absence.

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Like me you’ve probably heard all of the above before – but I hadn’t heard this, and it now sounds SO obvious – also ring the Credit Reference Bureaus and inform them of what is missing. This will prevent your information being used to support a new loan application, or from someone with your name signing up for a new subscription.

Here are some numbers that are useful in Australia:

1. Visa Card Australia 1800 621 199
2. Visa Card International 1800 450 346
3. Lost Travellers’ Cheques 1800 127 477
4. MasterCard Australia (02) 9466 3700
5. MasterCard International 1800 120 113
6. Bankcard Australia (02) 9281 6633
7. Medicare 132 011
8. Centrelink Fraud 137 230
9. Seniors’ Card 1300 364 758
10. Passport 131 232

BayCorp Australia 1300 558 830

ANZ FREECALL 1800 033 844
BankWest 131 718
Citibank 132 484
Tamworth Coles/Myer Source 2340 1300 306 397
Commonwealth 132 221
CUSCAL- MyCard 1300 135 538
GE Capital 1300 369 904
Members Equity 1300 654 998
National 132 265
St George 1800 028 208
SydneyVirgin 2000 1800 080 000
Westpac 1800 230 144
Woolworths Ezy Banking 137 288

I hope this helps – and if you have contact numbers for other parts of the planet then please add them in a comment.

Do you have any direct experience with losing your wallet or purse? What did you do and what would you do if it happened again?

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